Too many people decide to not invest in travel insurance, and if you simply can’t afford travel insurance then you can’t afford to travel. It’s not necessary however we can’t recommend getting a travel insurance quote enough. We’ve got few of many different reasons as to why you need travel insurance when travelling internationally; these aren’t just horror stories to scare you into buying, these are realistic reasons!
We must stress the importance of purchasing travel insurance as soon as you create a booking. This covers all eventualities and worst case scenarios even before you get to the airport to ensure your trip will not be affected and no money will be lost.
Medical Emergencies & Evacuation
Imagine your child fell over while on holiday in Orlando and they broke their leg, you’d want to get them the best medical help. But imagine you didn’t pay for travel insurance, and now you can’t afford to take your child to the hospital so they must put up with the pain – sounds like a parents worst nightmare, right?
If there is any reason as to why you should get travel insurance, medical emergencies is your main one. Nobody ever plans to break a bone, get sick or have any medical emergencies and it can happen at any-time at home or on holiday. In the USA, hospital costs can total to up to $10,000 per day and if you can’t pay that you’ll be in big trouble. When looking at your travel insurance be sure to read all the ins & outs of medical billing.
Again, nobody plans to cancel a holiday that they’ve looked forward to however it can happen. If you or a member of your party falls ill, are affected by a death or have an accident causing you not to go travel insurance will have you covered.
Whilst not all travel insurances cover you (and few cover non-refundable), it is another important reason why to get travel insurance just be sure to read your policy details very carefully.
One of the main reasons why people get flight insurance is for loss of baggage and it’s probably the least important reason. Things can be replaced whereas health can’t. You need travel insurance especially if you are taking expensive belongings with you just make sure that the insurance covers higher valued products.
Flight delays and cancellations happen every day and you can be compensated if your flight is delayed for longer than 12 hours. You always think it might not happen to you, but flight insurance is a great way of covering yourself just in case because it’s always better to be safe than sorry!
Family Travel Insurance
Many insurers offer FREE travel insurance for young children when you pay for your very own. Family travel covers everyone and you can gain compensation for many different things so if your partner’s suitcase goes missing, you can claim!
Terrorism, natural disasters and weather are big things that can affect your trip and whether you fly or not. Travel insurance makes sure you are covered by all of these; we don’t think we need to go into much detail when these can happen at any time. The world won’t stop for your holiday.
If you’re still asking yourself is travel insurance necessary the simple answer is yes. You never plan to have an accident or have anything go wrong, so it is ALWAYS better to be safe than sorry.